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Taschenbuch. Zustand: Neu. Druck auf Anfrage Neuware - Printed after ordering - Seminar paper from the year 2019 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1,0, University of Applied Sciences Darmstadt, language: English, abstract: This paper deals with the problems of banks in the low rate interest environment due to the monetary policy of the European Central Bank, with focus on bank earnings. Furthermore it includes a brief investigation of the interaction between low interest rates and increased regulation. Firstly, the impacts of the low interest rate policy on the banks are discussed. The next section describes the interaction between low interest rates and increasing regulation. A brief analysis examines whether monetary policy increases or decreases systemic risk follows. Finally, the main findings of the paper are discussed.After the financial crisis in 2008, six years later the negative interest rate policy by the ECB was introduced in order to prevent the effects of the recession and to propel economic recovery. Among other effects, the ECB's low interest rates force commercial banks to lower their interest rates on loans, consequently the demand of the customers for credits rises. On the other hand, the investment of saved money bears less interest - the banks do not want to deposit the money of their customers with themselves, in some cases even penalty interests are raised. The aim of the ECB's monetary policy is therefore: more corporate investment through cheap loans and more customer consumption due to unattractive interest rates.…

Taschenbuch. Zustand: Neu. Druck auf Anfrage Neuware - Printed after ordering - Bachelor Thesis from the year 2020 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1,3, University of Applied Sciences Darmstadt, language: English, abstract: To pursue a sustainable financial system, it will be essential to involve the financial sector, as well as its participants and authorities. This thesis discussed the role the European Central Bank could play in a transition towards a sustainable financial system. It outlined how climate-related risks can spread to the financial system and why central banks are concerned of them. While introducing possible instruments for a proactive role of the ECB in different policy areas, the thesis also pointed out the restrictions and risks of the ECB to engage. Next to the possible endangering of their institutional independence, the mandate of the ECB was investigated.…

Taschenbuch. Zustand: Neu. Neuware - Studienarbeit aus dem Jahr 2019 im Fachbereich BWL - Investition und Finanzierung, Note: 1,7, Hochschule Darmstadt, Sprache: Deutsch, Abstract: In der folgenden Seminararbeit wurden die Möglichkeiten der privaten und öffentlichen Weiterbildungsfinanzierung in Deutschland analysiert und abschließend bewertet. Hierbei wurden auch die einzelnen Finanzierungsträger analysiert und eingehend im Kontext des deutschen Bildungssystems betrachtet. Des Weiteren wurde auf die Entwicklung der öffentlichen Finanzierung in der Historie eingegangen, an dieser Stelle wurde auf eine Studie der Bertelsmann Stiftung Bezug genommen.Im Bereich der privaten Finanzierung wurde der Fokus vorrangig auf die aktuelle Situation der Finanzierung durch Betriebe und die Individuen selbst gelegt. Abschließend wurde aus der Fülle der Möglichkeiten eine kurze Übersicht über die wichtigsten Weiterbildungsfinanzierungsmöglichkeiten in Deutschland gewährt.…