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Zustand: Good. A simple, proven-effective formula for freeing yourself from debt--and staying that way - Revised and updated, with a new Preface by the author A must read for anyone wanting to get their head above water.--The Wall Street Journal THE CLASIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION OUT OF THE RED - Do this month's bills pile up before you've paid last month's? - Do you regularly receive past-due notices? - Do you get letters threatening legal action if immediate payment is not made? - Do the total amounts of your revolving charge accounts keep rising? INTO THE BLACK Whether you are currently in debt or fear you're falling into debt, you are not alone. Sixty million Americans--from doctors to secretaries, from executives to the unemployed--face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You'll learn - how to recognize the warning signs of serious debt - how to negotiate with angry creditors, collection agencies, and the IRS - how to design a realistic and painless payback schedule - how to identify your spending blind spots - how to cope with the anxiety and daily pressures of owing money - plus the three cardinal rules for staying out of debt forever, and much more This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.…

Zustand: Acceptable. Item in acceptable condition! Textbooks may not include supplemental items i.e. CDs, access codes etc.

Mass Market Paperback. Zustand: Fair. The item might be beaten up but readable. May contain markings or highlighting, as well as stains, bent corners, or any other major defect, but the text is not obscured in any way.

Mass Market Paperback. Zustand: Fair. The item might be beaten up but readable. May contain markings or highlighting, as well as stains, bent corners, or any other major defect, but the text is not obscured in any way.

Mass Market Paperback. Zustand: Very Good. Reissue. It's a well-cared-for item that has seen limited use. The item may show minor signs of wear. All the text is legible, with all pages included. It may have slight markings and/or highlighting.

Paperback. Zustand: Fair. A simple, proven-effective formula for freeing yourself from debt--and staying that way * Revised and updated, with a new Preface by the author   "A must read for anyone wanting to get their head above water."--The Wall Street Journal   THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION   OUT OF THE RED * Do this month's bills pile up before you've paid last month's? * Do you regularly receive past-due notices? * Do you get letters threatening legal action if immediate payment is not made? * Do the total amounts of your revolving charge accounts keep rising?   INTO THE BLACK Whether you are currently in debt or fear you're falling into debt, you are not alone. Sixty million Americans--from doctors to secretaries, from executives to the unemployed--face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You'll learn   * how to recognize the warning signs of serious debt * how to negotiate with angry creditors, collection agencies, and the IRS * how to design a realistic and painless payback schedule * how to identify your spending blind spots * how to cope with the anxiety and daily pressures of owing money * plus the three cardinal rules for staying out of debt forever, and much more!   This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.…

Paperback. Zustand: Very Good. A simple, proven-effective formula for freeing yourself from debt--and staying that way * Revised and updated, with a new Preface by the author   "A must read for anyone wanting to get their head above water."--The Wall Street Journal   THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION   OUT OF THE RED * Do this month's bills pile up before you've paid last month's? * Do you regularly receive past-due notices? * Do you get letters threatening legal action if immediate payment is not made? * Do the total amounts of your revolving charge accounts keep rising?   INTO THE BLACK Whether you are currently in debt or fear you're falling into debt, you are not alone. Sixty million Americans--from doctors to secretaries, from executives to the unemployed--face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You'll learn   * how to recognize the warning signs of serious debt * how to negotiate with angry creditors, collection agencies, and the IRS * how to design a realistic and painless payback schedule * how to identify your spending blind spots * how to cope with the anxiety and daily pressures of owing money * plus the three cardinal rules for staying out of debt forever, and much more!   This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program. …

Paperback. Zustand: Good. A simple, proven-effective formula for freeing yourself from debt--and staying that way * Revised and updated, with a new Preface by the author   "A must read for anyone wanting to get their head above water."--The Wall Street Journal   THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION   OUT OF THE RED * Do this month's bills pile up before you've paid last month's? * Do you regularly receive past-due notices? * Do you get letters threatening legal action if immediate payment is not made? * Do the total amounts of your revolving charge accounts keep rising?   INTO THE BLACK Whether you are currently in debt or fear you're falling into debt, you are not alone. Sixty million Americans--from doctors to secretaries, from executives to the unemployed--face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You'll learn   * how to recognize the warning signs of serious debt * how to negotiate with angry creditors, collection agencies, and the IRS * how to design a realistic and painless payback schedule * how to identify your spending blind spots * how to cope with the anxiety and daily pressures of owing money * plus the three cardinal rules for staying out of debt forever, and much more!   This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.…

Paperback. Zustand: Very Good. Revised. It's a well-cared-for item that has seen limited use. The item may show minor signs of wear. All the text is legible, with all pages included. It may have slight markings and/or highlighting.

Hardcover. Zustand: Very Good. First Edition. With dust jacket. It's a well-cared-for item that has seen limited use. The item may show minor signs of wear. All the text is legible, with all pages included. It may have slight markings and/or highlighting.

Hardback. Zustand: Fair. A simple, proven-effective formula for freeing yourself from debt--and staying that way - Revised and updated, with a new Preface by the author A must read for anyone wanting to get their head above water.--The Wall Street Journal THE CLASIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION OUT OF THE RED - Do this month's bills pile up before you've paid last month's? - Do you regularly receive past-due notices? - Do you get letters threatening legal action if immediate payment is not made? - Do the total amounts of your revolving charge accounts keep rising? INTO THE BLACK Whether you are currently in debt or fear you're falling into debt, you are not alone. Sixty million Americans--from doctors to secretaries, from executives to the unemployed--face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You'll learn - how to recognize the warning signs of serious debt - how to negotiate with angry creditors, collection agencies, and the IRS - how to design a realistic and painless payback schedule - how to identify your spending blind spots - how to cope with the anxiety and daily pressures of owing money - plus the three cardinal rules for staying out of debt forever, and much more This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.…

Zustand: Good. Item in good condition. Textbooks may not include supplemental items i.e. CDs, access codes etc.

Mass Market Paperback. Zustand: Good. No Jacket. Former library book; Pages can have notes/highlighting. Spine may show signs of wear. ~ ThriftBooks: Read More, Spend Less.

Mass Market Paperback. Zustand: Good. No Jacket. Pages can have notes/highlighting. Spine may show signs of wear. ~ ThriftBooks: Read More, Spend Less.

Mass Market Paperback. Zustand: Good. No Jacket. Pages can have notes/highlighting. Spine may show signs of wear. ~ ThriftBooks: Read More, Spend Less.

Mass Market Paperback. Zustand: Good. No Jacket. Pages can have notes/highlighting. Spine may show signs of wear. ~ ThriftBooks: Read More, Spend Less.

Hardcover. Zustand: Very Good. First Edition. With dust jacket. It's a well-cared-for item that has seen limited use. The item may show minor signs of wear. All the text is legible, with all pages included. It may have slight markings and/or highlighting.

Zustand: Fine. Revised. Used book that is in almost brand-new condition. May contain a remainder mark. Better World Books: Buy Books. Do Good.

Zustand: Very Good. Reissue. Pages intact with possible writing/highlighting. Binding strong with minor wear. Dust jackets/supplements may not be included. Stock photo provided. Product includes identifying sticker. Better World Books: Buy Books. Do Good.

Zustand: Good. Revised. Pages intact with minimal writing/highlighting. The binding may be loose and creased. Dust jackets/supplements are not included. Stock photo provided. Product includes identifying sticker. Better World Books: Buy Books. Do Good.

Zustand: Good. Revised. Pages intact with minimal writing/highlighting. The binding may be loose and creased. Dust jackets/supplements are not included. Stock photo provided. Product includes identifying sticker. Better World Books: Buy Books. Do Good.

Zustand: Good. Reissue. Pages intact with minimal writing/highlighting. The binding may be loose and creased. Dust jackets/supplements are not included. Stock photo provided. Product includes identifying sticker. Better World Books: Buy Books. Do Good.

Unknown. Zustand: As New. No Jacket. Pages are clean and are not marred by notes or folds of any kind. ~ ThriftBooks: Read More, Spend Less.

Unknown. Zustand: Very Good. No Jacket. May have limited writing in cover pages. Pages are unmarked. ~ ThriftBooks: Read More, Spend Less.

Unknown. Zustand: Very Good. No Jacket. May have limited writing in cover pages. Pages are unmarked. ~ ThriftBooks: Read More, Spend Less.

Unknown. Zustand: Very Good. No Jacket. May have limited writing in cover pages. Pages are unmarked. ~ ThriftBooks: Read More, Spend Less.

Unknown. Zustand: Very Good. No Jacket. May have limited writing in cover pages. Pages are unmarked. ~ ThriftBooks: Read More, Spend Less.

Zustand: Very Good. Very Good condition. Revised edition. A copy that may have a few cosmetic defects. May also contain light spine creasing or a few markings such as an owner's name, short gifter's inscription or light stamp.

Zustand: Good. Good condition. Very Good dust jacket. A copy that has been read but remains intact. May contain markings such as bookplates, stamps, limited notes and highlighting, or a few light stains.

Zustand: Very Good. Very Good condition. Very Good dust jacket. A copy that may have a few cosmetic defects. May also contain light spine creasing or a few markings such as an owner's name, short gifter's inscription or light stamp.