If you are under thirty-five you have at your disposal the worlds most powerful investment tooltime. Todays 20 year-old can put aside $71 a month and retire a millionaire. At 26, the magic number is a mere $130. At 35, sock away $324. Frances Leonards easy Four-step program shows you how to use your youth and the miracle of compounding to put aside a few dollars now so that you wont have to worry about retirement for the rest of your life. Of course, putting aside any amount of money in your twenties and thirties is a drag. Thats why the Four-Step program is designed to reward you well throughout your life. Start now, and youll not only retire a millionaireyoull also have thousands of dollars over the years to spend on fun stuff while youre still young enough to enjoy it. Written specifically for the financial beginner, Time is Money provides the solid, straightforward information you need to radically change your future for the betterwithout sacrificing every dollar today.

�ber die Autorin bzw. den Autor:

Frances Leonard, the author of Women and Money, and Money and The Mature Woman, is a lawyer, lecturer, and writer on legal, financial, and economic issues.

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