Titel: Smart Money: How to Raise Kids Without Going...
Über diesen Titel
With parenthood comes the realization that your family's future depends not just on what you earn, but on your ability to think smart financially for the years ahead. Here, from the experts at SMART MONEY magazine, are the savvy, up-to-the-minute strategies every parent needs to provide the financial security and opportunities children deserve. HOW TO RAISE KIDS WITHOUT GOING BROKE is a complete easy-to-follow guide to financing your children's future without sacrificing your own.
-The ten biggest financial mistakes parents make
-How to choose a bank that won't eat you alive with hidden fees
-The SMART MONEY way to pick and use credit cards
-How to figure your net worth and expenses-from start-up baby costs to teen spending and college tuition
-Where to look for ingenious money savers-from nursery school scholarships to private school loans and tax breaks for college savings
-SMART MONEY buying tips on everything from car seats and video cameras to computers and family cars
-How to help kids handle bank accounts, credit cards, investments-and a job
-And Much, Much More!
FOR EVERY PARENT WHO WANTS TO PROVIDE THE BEST-WITHOUT GOING BROKE!Review:
New parents are some of the most gullible consumers on earth, and there are plenty of people and companies willing to take advantage of that suggestibility. How to Raise Kids Without Going Broke, from the people who bring you Smart Money magazine, gives parents a break--and a brake. It makes the strong case that children can be raised without deficit spending, while steering parents away from products and services that they simply don't need. It warns of financial planners who may not have much more experience with money than the parents themselves; of stores such as Baby Gap, which sell good products but at too high of a price; and of products that are not really necessary, such as diaper-wipe warmers. And when it comes to the stuff that you do need (a place to live, a family car, insurance), might need (daycare and/or preschool, a computer), and will probably want (family vacations), How to Raise Kids offers a good jumping-off point for making smart purchases.
Readers of Smart Money will recognize their signature Ten Things features reprinted here ("Ten Things Your Kid's Summer Camp Won't Tell You," "Ten Things Your Real Estate Broker Won't Tell You"). Some of the magazine's slant toward middle-class and upper-middle-class readers comes through, too. (If it's never even occurred to you that kids should go to summer camp, you'll recognize that bias.)
Fortunately, most of the information is universal. If you own a home, the section on how to lower your property taxes may be worth many times the price of the book to the people who can pull it off. --Lou Schuler
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