Reverse Mortgages: How to use Reverse Mortgages to Secure Your Retirement. Dieser Artikel ist nicht verfügbar.Reverse Mortgages: How to use Reverse Mortgages to Secure Your Retirement

Reverse mortgages have been surrounded by negativity. They were often mentioned alongside phrases like "last resort," "out of money," and "bad choice." In 2014, intrigued by the seemingly universal bad rap reverse mortgages had cultivated, Dr. Wade Pfau began researching them in depth. Over the course of the next year, he came to the conclusion that reverse mortgages aren't inherently a bad idea, though they are often misunderstood and not used in a most beneficial way. In fact, Dr. Pfau realized that reverse mortgages---when used correctly---can provide an added layer of security for retirees and allow them to enjoy retirement more by gaining liquidity from an illiquid asset.

Wade D. Pfau, Ph.D., CFA, is a Professor of Retirement Income in the Ph.D. program for Financial and Retirement Planning at The American College of Financial Services in Bryn Mawr, PA. He also serves as a Principal and the Director of Retirement Research for McLean Asset Management and Chief Planning Scientist for inStream Solutions. He hosts the Retirement Researcher website as an educational resource for individuals and financial advisors on topics related to retirement income planning. He holds a doctorate in economics from Princeton University and publishes frequently in a wide variety of academic and practitioner research journals. Wade is a past selectee for the InvestmentNews Power 20 in 2013 and 40 Under 40 in 2014, the Investment Advisor 35 list for 2015 and 25 list for 2014, and Financial Planning magazine s Influencer Awards. He is a two-time winner of the Journal of Financial Planning Montgomery-Warschauer Editor's Award, a two-time winner of the Academic Thought Leadership Award from the Retirement Income Industry Association, and a best paper award winner in the Retirement category from the Academy of Financial Services. He has spoken at the national conferences of organizations such as the CFA Institute, Financial Planning Association, National Association of Personal Financial Advisors, and the Academy of Financial Services. He is also a contributor to the curriculum of the Retirement Income Certified Professional (RICP) designation for financial advisors. He is a co-editor of the Journal of Personal Finance. Wade is also a columnist for Advisor Perspectives, a RetireMentor for MarketWatch, a contributor to Forbes, and an Expert Panelist for the Wall Street Journal. His research has been discussed in outlets including the print editions of The Economist, New York Times, Wall Street Journal, Time, Kiplinger's, and Money Magazine.