Social Security is one of the most fundamental pieces of a retiree’s income plan. Yet, there are many moving parts, from deciding when to take it to considering taxation and spousal benefits, and you only get one shot to get it right.In this first book by Joseph S. Lucey, CFP�, those facing theirown Social Security decisions have an ally who can help breakdown the big questions, questions such as:When should I file?What if I keep working?How will my benefits affect my spouse?What if I’m divorced?What if I die before I take my benefits?The Retiree’s Social Security Guide uses specific examples and clear language to unpack the rules and regulations surrounding these key topics of Social Security, and many more.

�ber die Autorin bzw. den Autor:

Joe Lucey, CFP�, RFC, is the president of Minneapolis-based Secured Retirement Financial (a Registered Investment Advisor). With a 20-year career devoted to retirees and those transitioning into retirement, he brings a wealth of insight and strategy to the specific objectives, concerns, risks and opportunities that this segment of the population faces. Committed to upholding the highest standards in the industry, Joe is a member of the Ed Slott Master Elite IRA Advisor Group and the National Ethics Bureau. He is also a nationally recognized Dow Jones Wall Street Journal "RetireMentor" and a frequent contributing author to Dow Jones MarketWatch online. As the host of "Secured Retirement Radio," he can be heard on Twin Cities News Talk AM1130 at 7 a.m. every Saturday.

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