2 Funds for Life: A quest for simple & effective investing strategies

Simplify investing & simplify life.

If you want to know WHY 2-Funds-for-Life strategies increase likely lifetime returns by 25% to more than 130%, and what you need to do to reap those benefits? Then this deep-dive owner’s manual is for you!


For an introduction to the 2-Funds-for-Life strategy, read We’re Talking Millions by Merriman and Buck. Get your free copy here- https://paulmerriman.com/signup/

We’re all wired to invest for the future, but when it comes to personal finance few of us know how. How much should I save? How much risk can I take? How does risk tolerance change with age? How can I get the most while risking the least? How complex does it have to be? Could I really do everything I need with just two funds?

2-Funds for Life is a quest to answer these questions and show definitively that simple approaches can match, beat, or even trounce more complex ones.

More about the 2 Funds for Life strategy can be found at: https://paulmerriman.com/2-funds-for-life/

Expert Recommendations:

"A masterpiece for people who want to dig into the details of two funds for life whether it's before or in retirement." – Paul Merriman, founder of The Merriman Financial Education Foundation, Co-author of We’re Talking Millions

"Good investing is simple, but not always easy. 2 Funds for Life takes readers on a fascinating journey to build simple & effective portfolios. I learned a lot from this book. Read it." – Wesley. R. Gray Ph.D., CEO of Alpha Architect, Co-author of Quantitative Value and Quantitive Momentum

"Mastery of a topic often leads to an odd conclusion – simple is usually better. Chris brings the heavy-duty research to make the point. You don't need dozens of funds – what we call in industry-speak "mutual fund salad." In fact, you may only need a few. Read this book and simplify your portfolio and your life!" – Meb Faber, Founder and Chief Investment Officer, Cambria Investment Management

“2 Funds for Life is a tour de force on how to think about investing for a lifetime. If you want to understand how to personalize your investment approach and increase the chance of reaching your long-term financial goals, this book is for you." — Daryl Bahls, Director of Analytics The Meririman Financial Education Foundation

"If you’re ready for a deep dive into the analytics of performance, Chris is your guy! Plus, he outlines a straightforward portfolio model that makes sense." — Craig Israelsen, Ph.D., Founder of the 7Twelve® Portfolio

"Recognizing that the investor matters more than the investment, Chris Pedersen has combined just two funds into a sophisticated but simple investing strategy that incorporates lessons learned from both financial theorists and behavioral economists. Wonderful!" — James M. Dahle, MD, Founder of The White Coat Investor

"With just two mutual funds or ETFs, Chris shows investors how they can take advantage of well-known investing concepts. The beauty of the strategy is in its simplicity. Investors get a high level of diversification and the potential for building lifetime wealth with very little effort." — Charles Rotblut, CFA, Vice President & AAII Journal Editor American Association of Individual Investors

"2 Funds for Life applies the KISS Principle to Investing. Investing Made Understandable!" — Ed Fulbright, CPA, PFS Host of Mastering Your Money Radio