Cyberinsurance Policy: Rethinking Risk in an Age of Ransomware, Computer Fraud, Data Breaches, and Cyber Attacks

Josephine Wolff

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Sprache: Englisch

Verlag: MIT Press Ltd, 2022

0262544180 / 9780262544184

Serie: Buch 25 von 25 - Information Policy

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Artikelbeschreibung des Verkäufers

Why cyberinsurance has not improved cybersecurity and what governments can do to make it a more effective tool for cyber risk management. As cybersecurity incidents-ranging from data breaches and denial-of-service attacks to computer fraud and ransomware-become more common, a cyberinsurance industry has emerged to provide coverage for any resulting liability, business interruption, extortion payments, regulatory fines, or repairs. In this book, Josephine Wolff offers the first comprehensive history of cyberinsurance, from the early "Internet Security Liability" policies in the late 1990s to the expansive coverage offered today. Drawing on legal records, government reports, cyberinsurance policies, and interviews with regulators and insurers, Wolff finds that cyberinsurance has not improved cybersecurity or reduced cyber risks. Wolff examines the development of cyberinsurance, comparing it to other insurance sectors, including car and flood insurance; explores legal disputes between insurers and policyholders about whether cyber-related losses were covered under policies designed for liability, crime, or property and casualty losses; and traces the trend toward standalone cyberinsurance policies and government efforts to regulate and promote the industry. Cyberinsurance, she argues, is ineffective at curbing cybersecurity losses because it normalizes the payment of online ransoms, whereas the goal of cybersecurity is the opposite-to disincentivize such payments to make ransomware less profitable. An industry built on modeling risk has found itself confronted by new technologies before the risks posed by those technologies can be fully understood.…

Bestandsnummer des Verkäufers 00095600389

Titel
Cyberinsurance Policy: Rethinking Risk in an Age of Ransomware, Computer Fraud, Data Breaches, and Cyber Attacks
Autor
Josephine Wolff
Verlag
MIT Press Ltd
Erscheinungsjahr
2022
Zustand
Good
Einband
Paperback
Sprache
Englisch
ISBN-10
0262544180
ISBN-13
9780262544184
Serie
Buch 25 von 25: Information Policy

World of Books (was SecondSale)

Montgomery, IL, USA

Verkäufer/-in mit 5 Sternen

Verkäufer:in bei ZVAB seit 20. Dezember 2007

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