Credit Appraisal & Analysis Of Financial Statements: A Hand Book For Bankers And Finance Managers

R.K.GUPTA

Gold medalist for two consecutive years (1973 & 1974), the author is a banker having 38 years of experience in credit and continues as a guest faculty for all subjects specifically on credit appraisal, analysis of financial statements, working capital finance and Risk management in various banks across India and Universities like Sharda University and Amity University for more than 10 years. He has worked at Oriental Bank of commerce and made substantial changes in credit policy of the bank; keeping in view the difficulties faced by the field functionaries and framed credit risk management policy during the period 2005-08. His debut book “Working Capital Management & Finance” has internationally been acknowledged.

HIMANSHU GUPTA

A graduate in B.Tech (Hons) Information & Technology and MBA (operations) from IIM-Kozhikode (2011), he currently works as a Solution Architect for ERP solutions handling large projects across the globe. With more than one and half decade experience in software engineering and management across the industry domain, he is an avid reader with key interest in technology and operations.