In today’s society, people are making more money than any other time in history. However, over 75% of Americans have less than $500 in savings. The same percentage of people have over $20,000 in credit card debt.

These statistics exist because families and individuals are missing the basic principles and processes of personal finance. Basic Financial Steps was written to help provide a template and road map of how to manage your personal finances for the everyday person. No matter what age group you fall into or where you currently are in life, this book will give you proven principles and processes that will transform your financial situation and put yo on the path to perpetual wealth.

You are invited to read, learn, and apply the principles in this book to your life. But, your commitment is an essential component to making them work for you. If you have dreams of a lifestyle you have yet to experience, desire for your family to have discretionary income to enjoy vacations, hobbies, and activities, or just want to become a better manager of your money, this book is for you!

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Hello! Ria Christie Collections is an online venture that was initially set up in 2012 to sell books. We do not have a physical high street store. We are professional online booksellers. We only sell brand new books in perfect condition that we source from various suppliers and the publishers. Primarily, our aim is to provide an excellent service to all our customers. We always work as a team to achieve this. Our other objectives are to: 1. Ensure that all our products reach their destination quickly in a safe and secure manner 2. Answer to all our customer queries within 24 hours 3. Ensure that our customers are happy with their purchases 4. Provide all the items at a competitive price 5. Always listen to our customers Ria Christie Collections is not a registered company. It is a Sole Trader venture. Other key information is shown below: Contact Person Name: Rakesh Luchmun (Mr) Storefront Name: Ria Christie Collections Place of Establishment Address: Suite B; ARUN House; ARUN Building Arundel Road Uxbridge UB8 2RR United Kingdom E-Mail Address: riachristie@hotmail.co.uk VAT Number: GB 160 5650 25 We always work hard and aim to comply with all of Abebooks Policies. If you have any issues, please do not hesitate to write to us whether before or after a purchase. We promise to reply to you promptly and, in any case, within 24 hours. Thank you kindly! Yours sincerely Mr Rakesh Luchmun (Founder) and the Ria Christie Collections Team

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