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Matthew Hall is a gifted programmer with a solid job, a wedding on the horizon, and a life that finally feels under control. But when he joins a fast-growing fintech company in Atlanta, he discovers a culture built on speed, shortcuts, and almost no oversight.
Out of curiosity—then temptation—Matt writes a tiny piece of code. Just a few cents at a time. Invisible. Untraceable. Harmless, he tells himself.
Until it isn’t.
As the company hurtles toward a major sale, the money piles up faster than Matt ever expected—along with the pressure. New security controls close in. Auditors descend. Colleagues start acting strangely. And Matt begins to suspect that in a place this chaotic, he may not be the only one skimming.
Set in the shadowy early days of modern fintech, Skim is a slow-burn psychological thriller about ambition, rationalization, and the razor-thin line between testing a system and stealing from it.
Because in high-growth finance, the most dangerous crimes don’t happen in back rooms.
They happen quietly—one transaction at a time.
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Taschenbuch. Zustand: Neu. Neuware - Matthew Hall can see the flaw no one else has noticed.At Sunbelt Business Funding, thousands of merchants repay cash advances through a percentage of their daily credit-card sales. The money moves through an aging computer system called Goose, fast, largely unchecked, and trusted to balance itself.Matt is a gifted programmer with a good job, a new home, and a wedding to plan with the woman he loves. But the work no longer challenges him. When he realizes Goose could lose a few cents from selected transactions without anyone noticing, he writes a small piece of code to prove it.Ten cents at a time. A technical experiment. Nothing more.Then the experiment works.Matt creates a hidden account, alters the reports that might expose it, and establishes an offshore route through Antigua. As SBF's business expands, those missing cents become hundreds, then thousands and the system he built becomes increasingly difficult to stop.Bernice knows he is hiding something. Auditors begin examining the company's books. New security controls restrict Matt's access. And when SBF is sold, unfamiliar executives start pulling apart the systems that have concealed his secret.Matt has never spent a dollar of the money. He tells himself that must mean he is not a thief.But proving that a crime is possible and committing it are becoming harder to tell apart. Artikel-Nr. 9798993095066
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