Many developing countries face a significant challenge: their population needs access to essential financial services. This financial exclusion limits their ability to save, invest, and participate fully in the economy. Despite the rapid advancements in information and communication technology (ICT), millions of people remain underserved by traditional banking systems. Revolutionizing Customer-Centric Banking Through ICT addresses this critical issue by exploring how ICT innovations can revolutionize financial services in developing countries. By offering a comprehensive review of digital transformation in banking, the book highlights the potential of mobile banking, digital payment systems, and blockchain technology to bridge the financial inclusion gap. It showcases real-world examples and cutting-edge strategies, motivating entrepreneurs, financial institutions, and policymakers to embrace technology-driven financial solutions. The book also aims to educate readers about the transformative impact of ICT on financial services, empowering them to make informed decisions to enhance their economic well-being.
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Dharmendra Singh is working as a program head (Finance) at Modern College of Business and Science, Muscat (Oman). He possesses a rich professional experience of over 21 years in the field of finance. He holds a Ph.D. (Finance), professional certifications like Certified Financial Planner (CFP), and an associate diploma (life insurance). He has published several articles & research papers in various international and refereed journals listed in ABDC and CABS. His research area includes banking, corporate finance, and entrepreneurship.
Dr. Garima Malik is a doctoral scholar of Marketing at Xavier School of Management, XLRI Jamshedpur, India. She has more than eighteen years of academic experience. She is also associated with Amity Business School, Noida, India. She did her Ph. D from Technical University of Lucknow in 2010, on the topic "Impact of Technological Reforms on Banking Sector in India". Dr. Garima Malik also awarded the Summer Faculty Research fellowship from IIT Dehli in 2021. Her area of research includes gamification, marketing analytics, customer engagement and customer relationship management. She authored more than 80+ research papers. Her research papers are published in various leading journals such as International Journal of Bank Marketing, Tourism Analysis, Journal of Event Management, Information Technology & Tourism, International Journal of Healthcare Management, Journal of Global Marketing, Innovative Marketing, Pacific Asia Journal of the Association for Information Systems, Journal of Science and Technology Policy Management among others. She also authored five books out of two are textbooks and four are case study books.
Swati Bhatnagar currently works at the Management, Delhi Technological University. Swati does research in Quantitative Social Research. Their current project is 'vendor e-retailer relationship'.
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