Most people cannot say. Some can manage the nearest thousand. You earn a reasonable amount, you are not in trouble as far as you know, and that last phrase is doing an enormous amount of work.
What you have instead of a number is a feeling. It turns up when a bill arrives, when somebody mentions their pension, and at four in the morning. It does not tell you whether you are fine, and it did not improve when your income did.
Money anxiety at a reasonable income is not a shortage of money. It is a shortage of information about money.
And income does not supply information. It supplies more of the thing you are not looking at.
No budgeting. No categories. No app. No requirement to change a single thing about your spending.
This book contains no financial advice. It is about the habit of looking. Where the money should go is a question for somebody qualified, and the book says so repeatedly.
Book Nine of The Control Line Series. Reads perfectly well on its own.
Buy your copy and find out what you have been guessing at.
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