The Book provides an in-depth analysis of Regional Rural Banks (RRBs) in India, focusing on their role in rural financial inclusion and socio-economic development. Established in 1975, RRBs support small farmers, artisans, and entrepreneurs. The study examines the Odisha Gramya Bank (OGB) in Balasore and Bhadrak districts, analyzing customer perceptions and bank performance. It highlights challenges such as poor loan recovery and limited financial awareness while recommending policy improvements for better financial viability and economic impact
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Dr Tushar Ranjan Sahoo is an assistant professor of business data analytics and marketing at Amity University, Chhattisgarh, Raipur. He was also taught at the NIST University, VSSUT and the BGU. He earned his M.Phil. and PhD from Sambalpur University in Burla, Sambalpur.
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