***UPDATED AND EXPANDED FOR 2021
Money. That was my New Year's resolution for 2018. And as vague as that is, it was the only one I’ve ever stuck with.
In one year, I became a self-taught, financially literate, successful money-saver, and frugal money-spender while also getting out of credit card debt and investing in myself and my future – all while still traveling and enjoying my life!
I spent hundreds of hours pouring over personal finance books, podcasts, blogs, videos, and apps and documented it all so I could share the lessons I learned on everything money that they don't teach us in school. As an educator myself, I felt compelled to share my story (and best tips and tricks) to help others on their journey to becoming financially intelligent.
This is a tangible, relatable, down-to-earth, up-to-date, well-rounded guide for improving your finances. You'll learn how to:
Set goals
Travel on the cheap
Lower your interest rates
Earn compound interest
Consolidate retirement accounts
Open a Roth IRA
Invest in mutual funds & ETFs
Enjoy credit card perks
Save on groceries (without cutting coupons).
And lots more!
If you're just getting started, learn how I did it from scratch so you can too. If you're already living frugally, saving for retirement, and investing for your future, you're still sure to learn plenty of skills to help you develop new money habits that stick. In the end, you'll have a checklist with 101 steps – try as many money tasks as you can!
After nearly a decade of ignoring my growing debt and scraping by without a budget, I woke up one morning and decided, "Today's the day to change." Make today your day. Invest in yourself and commit to your 365-day money resolution now!
AsFeatured on The Stacking Benjamins Show Podcast and in Teach For America's One Day Magazine.
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