Life Insurance for Professors, Vol. 4 (Classic Reprint) - Softcover

Inhaltsangabe

Excerpt from Life Insurance for Professors, Vol. 4

It is the experience of many men to find, when they undertake to make provision for their families by life insurance, that the premium rates charged by the insurance companies are so high that it is almost impossible for them to pay for an amount of insurance which is adequate to the needs of their families. This state of affairs bears with peculiar hardship upon those whose income is in the form of salary, a class to which the university professor usually belongs. May it not be possible that, by the establishment of an insurance office which shall give attention to the needs and resources of professors, life insurance may be furnished to them at'rates which will bring it within their power effectually to assure the discharge of their obligations to their dependents in the event of death?

The problem which such an organization will have before it may be framed as follows: How should the principle of life in surance be applied, in order to provide in the most economical and efficient manner for those risks which are caused by the um certain duration of life, among a group of people whose economic and social conditions present the marked degree of uniformity which is the case among college faculties?

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