The Essential Retirement Guide: A Contrarian's Perspective - Hardcover

PRAISE FOR THE ESSENTIAL RETIREMENT GUIDE

"Anyone interested in retirement planningamateur and professional alikewill benefit from this book. The advice is original, thoughtful, and objective. The ideas are well organized and clearly expressed. In a field long dominated by numbers and myths, this is as close as we get to wisdom."
Malcolm Hamilton, Retired Actuary and Senior Fellow, C.D. Howe Institute

"Fred Vettese's new book starts out by showing how traditional retirement finance 'rules' such as the 70% income replacement target and the 4% post-work drawdown rate are riddled with conceptual holes. One by one, he replaces them with his own planning, saving, and investing rules that combine his professional experience as a top actuary, common sense, and empathy for the reader. A truly valuable retirement guide."
Keith Ambachtsheer, Director Emeritus, International Centre for Pension Management, Rotman School of Management, University of Toronto

"Retirement demystified. Smart, clear, persuasive, and reassuring."
Rob Carrick, personal finance columnist, The Globe and Mail

"Vettese does an excellent job of dispelling some of the financial myths about retirement, giving us all hope that despite our habit of overspending, we won't outlive our money."
Bart Astor, author of the bestseller AARP Roadmap for the Rest of Your Life

"Fred Vettese is a leading pension and retirement expert. His latest book, The Essential Retirement Guide, is an important addition to the retirement reading list. Fred provides an appealing mixture of hard numbers and philosophical reflection to rebut many elements of conventional retirement advice. Of particular note, he presents well-supported and convincing arguments that most people need far less income in retirement than the financial industry would usually have you believe. He also delves deeply into how to financially cover your potential long-term care needs and provides a critical and persuasive assessment of the value of long-term care insurance."
David Aston, retirement feature writer, MoneySense Magazine

"Fred Vettese's book is an excellent guide for both long-term planners and latecomers to retirement planning. He takes his readers beyond individual anecdotes and broad averages and gives them the tools to think sensibly about their own prospects and situations. Informative, insightful, and often witty, this book will be useful to people just starting to plan, and to those who are further along and want a fresh view of where they are trying to go and how they can get there."
Bill Robson, President and CEO, C.D. Howe Institute

"Thorough, approachable, and authoritative, Vettese has rewritten the book on retirement finances."
Angela Hickman, Personal Finance Editor, Financial Post