Planning a Successful Future: Managing to Be Wealthy for Individuals and Their Advisors - Hardcover

Über die Autorin bzw. den Autor

JOHN E. SESTINA is president of John E. Sestina and Company, a private professional financial planning firm that counsels individual clients on an objective fee-only basis. The firm’s guidance to clients throughout North America includes cash flow management, investment management, tax planning, disability planning, education planning, retirement planning, and estate planning.

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Early in his career as a financial advisor, John Sestina recognized a conflict between charging his clients fees and accepting commissions from product sales. In whose interest was he advising? Five decades later, John is still considered the father of fee-only financial planning. Now, he continues to offer investors the best nonbiased guidance in Planning a Successful Future, a proactive guide to taking care of yourself and your family without leaving it to chance.

Before you put money into the market or bonds, or with an advisor, you need to understand what you have, what you want, and your goals along the way. This is your opportunity to work with John and his talented team to develop your own sustainable financial plan based on your realistic goals. Interactive chapters direct you through every step of organizing and strategizing your future wealth, including the most convenient system to organize your data, defining future plans and goals, and insuring the long-term welfare of your family. Everything inside is immediately usable in the real world because it is fully up to date with the most recent changes in the financial planning industry, particularly related to risk management, allocation, tax reduction, and estate planning. It enables you to put your plan into practice with guidance on choosing and working with an advisor, as well as focused investing advice for women, business owners, and physicians. With this book and a calculator, you can determine:

• What your current retirement savings will be worth when you retire and how much you still need to save each year to be financially independent
• How much your child's education could cost and how to coordinate income tax and gift tax considerations into a successful education plan
• Which investments fit your level of risk, while at the same time reducing it, and still beating inflation every year—after taxes

With Planning a Successful Future, you can have peace of mind that your goals are well funded.

Aus dem Klappentext

Early in his career as a financial advisor, John Sestina recognized a conflict between charging his clients fees and accepting commissions from product sales. In whose interest was he advising? Five decades later, John is still considered the father of fee-only financial planning. Now, he continues to offer investors the best nonbiased guidance in Planning a Successful Future, a proactive guide to taking care of yourself and your family without leaving it to chance.

Before you put money into the market or bonds, or with an advisor, you need to understand what you have, what you want, and your goals along the way. This is your opportunity to work with John and his talented team to develop your own sustainable financial plan based on your realistic goals. Interactive chapters direct you through every step of organizing and strategizing your future wealth, including the most convenient system to organize your data, defining future plans and goals, and insuring the long-term welfare of your family. Everything inside is immediately usable in the real world because it is fully up to date with the most recent changes in the financial planning industry, particularly related to risk management, allocation, tax reduction, and estate planning. It enables you to put your plan into practice with guidance on choosing and working with an advisor, as well as focused investing advice for women, business owners, and physicians. With this book and a calculator, you can determine:

• What your current retirement savings will be worth when you retire and how much you still need to save each year to be financially independent
• How much your child's education could cost and how to coordinate income tax and gift tax considerations into a successful education plan
• Which investments fit your level of risk, while at the same time reducing it, and still beating inflation every year?after taxes

With Planning a Successful Future, you can have peace of mind that your goals are well funded.