Credit is one of the most important aspects of our financial lives, but the fact is few people have a true understanding of the subject or how to impact their credit report and score. Some financial “gurus” advocate that you should not use credit cards and that you should live off of your cash, which will leave you without a credit history. This means cash is your only buying power.
Winning the Credit Score Game takes a different approach. It teaches you how to exercise the disciplined credit philosophy that will allow you to live within your cash and earn a stellar credit history, earning you a top tier credit rating that will entitle you to the lowest interest rates. In other words, you will learn how to build buying power beyond your cash without going into debt that exceeds your budget. Increasing your credit score will save you thousands of dollars a year on interest and insurance rates. This complete playbook’s features teach you how Earn and maintain a 760+ credit score. Protect yourself from adverse action based upon the information in your credit report. Dispute incorrect information on your credit report. Manage debt and create a workable budget. Distinguish between and handle credit and debt problems. Pre-approve yourself for a loan. Strategically handle collection accounts or bankruptcy. Avoid identity theft. Optimize your credit as a couple. Take advantage of Student loan programs.
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