Pooling Health Insurance Risks - Softcover

Inhaltsangabe

This is a sharp, eye-opening analysis of what really drives health insurance premiums, in which leading health economist Mark Pauly untangles risk pooling, indicators of risk, private insurance markets, and public subsidies, asking whether the healthy subsidize the unhealthy and how costs should vary with risk and economic status, giving policymakers, students, and curious consumers a clear-eyed look at how coverage is priced.

How are the costs of health insurance premiums determined? Should costs vary according to indicators of risk? How much do premiums vary with risk? Do the healthy subsidize the unhealthy? Should public subsidies vary according to economic status and risk? This book examines these questions.

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