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Dean Karlan is a professor of economics at Yale University. He is also president of Innovations for Poverty Action (IPA) and a research fellow of the M.I.T. Jameel Poverty Action Lab. He founded and is president of stickK.com. His research has been funded by the Bill and Melinda Gates Foundation, Ford Foundation, Alfred B. Sloan Foundation, Google.org, National Science Foundation, World Bank, and Interamerican Development Bank, among others. In 2007, Karlan received a Presidential Early Career Award for scientists and engineers. 
 Jacob Appel works with IPA and spent two years as a field researcher in Ghana, West Africa.
Dean Karlan is a professor of economics at Yale University, president and founder of Innovations for Poverty Action (IPA), and a research fellow of the MIT Abdul Latif Jameel Poverty Action Lab. He is also founder and president of StickK.com, a website using principles from behavioral economics to help people reach personal goals. His research has been funded by the Bill and Melinda Gates Foundation, Ford Foundation, Alfred P. Sloan Foundation, Google.org, National Science Foundation, World Bank, and Interamerican Development Bank, among others. In 2007, Karlan received the Presidential Early Career Award for Scientists and Engineers. He lives in New Haven, Connecticut, with his wife and children.
Jacob Appel studied mathematics at Columbia University and then spent two years as a field researcher with Innovations for Poverty Action (IPA) in Ghana, West Africa, studying microcredit. Since 2008, he has traveled across Latin America, Africa, and Asia, working in the field with IPA and other development research organizations. He is currently studying how street market microentrepreneurs make career decisions and manage their businesses in Kolkata, India, where he lives.
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