Save Now or Die Trying: Achieving Long-Term Wealth in Your 20s and 30s - Hardcover

Über die Autorin bzw. den Autor

Mark Bruno is a reporter for Crain's Pensions & Investments, the largest and most credible publication in the retirement industry for the last thirty years. He has covered money management and retirement issues for Pensions & Investments, and has served as both a writer and editor for a wide range of investment and financial newspapers and magazines. Born in New York in 1977, Bruno earned his degree in English and American literature from the University of Maryland in 1999. He currently resides in New York City.

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Praise For
Save Now or Die Trying

"Most Americans see retirement as a certainty. The problem is too many older Americans have not saved enough and too many younger Americans start too late. Mark Bruno's Save Now or Die Trying provides an actionable wake-up call for some and an important jump start for others."
?Mellody Hobson, President, Ariel Capital Management, LLC/Ariel Mutual Funds

You could work until the day you die. Or you could start saving just a little bit right now and actually enjoy a real retirement. You make the call.

No one is picking up the tab for our retirement, no matter how many decades away it may be. The way we retire has changed, but we still have time to potentially be more secure in our retirements than any other previous generation?but only if we buy into the financial realities of our retirement right this second.

With Save Now or Die Trying, you'll discover a number of retirement savings options that could net hundreds of thousands of dollars for your retirement, if you begin using them while you're still young.

Written in a straightforward and accessible style, this guide will show you how to take full advantage of the most important elements of the retirement planning process?time and participation. Through practical profiles of young adults dealing with difficult financial situations and detailed discussions with scores of financial advisors about the various options available for building long-term wealth?from IRAs to 401(k)s?you'll quickly learn how to overcome the challenges of successfully saving for retirement.

Whether you're just out of school or just starting a family, Save Now or Die Trying will show you how a little commitment today can translate into significant financial stability tomorrow.

Aus dem Klappentext

No one will foot the bill for your retirement. Not your employer, nor any government agency. The truth is, the way we live, work, and retire has changed. The burden of retirement planning has shifted almost entirely tothe individual, so understanding how to secure your financial future right now is more essential than everespecially if you're decades away from your last working day.

If you're a young working adult, you probably haven't fully acknowledged the realities of retirement. In doing so, you are ignoring many of the investment advantages that you now have over previous generations. More importantly, you are also forfeiting your prime saving years. You will never be able to recoup the power and flexibility you have in your 20s and 30s to make meaningful contributions to your future financial well-being.

That's why author and retirement expert Mark Bruno decided to write Save Now or Die Trying. This valuable guide focuses on the need for today's younger working generation to take full advantage of the most important elements of the retirement planning processtime and participation. Through practical profiles of young adults dealing with difficult financial situations and detailed discussions of the different options available for building long-term wealth, you'll quickly discover how to make the right retirement savings decisions.

Save Now or Die Trying covers both basic and in-depth financial planning concepts that must be understood in order to make your retirement work, including:

• Making the power of compounding work for you

• Balancing saving for retirement with more immediate financial responsibilities

• Getting free money from your job to save

• Increasing your take-home pay by saving

• Putting your 401(k) on autopilot

• And much more

Save Now or Die Trying also clearly answers commonly asked retirement questions such as what's the difference between a Roth IRA and a Traditional IRA; how much should you be contributing to a 401(k); and what savings vehicles are available for those who are self-employed?

Filled with in-depth insights and accessible advice, Save Now or Die Trying will show you how a serious commitment to retirement today can put you in a better position to enjoy life tomorrow.