Mortgage Rip-offs and Money Savers reveals how the mortgage industry cheats borrowers out of billions in extra costs every year. Mortgage industry insider Carolyn Warren taps her decade of experience with lenders to expose the tricks, lies, and dirty little secrets they don't want you to know. With her expert guidance, borrowers will save tens of thousands when they avoid the traps so many consumers fall into. Having this inside information is the only way borrowers can truly get the best possible deal. This book presents that knowledge in an interesting and easy format that anyone can understand. Readers won't be victims of the mortgage industry with this invaluable resource in hand. Instead, they'll get the best possible rates, avoid bogus fees, and get the great deal they deserve.
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Carolyn Warren was a mortgage industry insider for ten years, and worked in retail and wholesale lending for some of the nation's largest lenders, including Full Spectrum Lending/Countrywide Home Loans, Long Beach Mortgage/Ameriquest, First Franklin, and Green Tree Financial/Conseco.
Praise for Mortgage Rip-Offs and Money Savers
"Carolyn Warren better get a bodyguard. Her new tell-all on themortgage industry exposes so many of the lending industry'sfavorite frauds, every loan officer from Seattle to Miami is goingto be gunning for her! Mortgage Rip-Offs and Money Savers is like amap that guides you around the carefully camouflaged landmines laidby lenders. And it gives you simple, step-by-step directions forsaving tens of thousands of dollars. If you're looking for ways tosave a king's ransom on your mortgage and monthly payments, yousimply must read this book."
—Clayton Makepeace, founder and President, The ProfitCenter
"Finally someone from inside the mortgage industry has come infrom the cold and laid out the 'dirty little secrets' of the homeloan business. Read this book and you will be less likely to getfleeced on your next mortgage application."
—Kenneth Harney, Washington Post nationally syndicated realestate columnist
"I wish I had read this book before I started investing in realestate. Carolyn Warren has identified all the major dangers amateurreal estate investors need to be aware of and provided many usefultips for getting the right price and the best financing."
—Michael Masterson, New York Times bestselling author ofAutomatic Wealth
"Ever wonder if you're paying too much for a home loan? CarolynWarren spills the beans and shows how lenders make excess profits,how consumer costs are hidden, and what you can do about it. Thisis a guide well worth reading before searching for a homeloan."
—Peter G. Miller, nationally syndicated real estatecolumnist
"Wow! Educational and fun to read! Getting a mortgage withoutfirst reading Mortgage Rip-Offs and Money Savers is like going intothe forest on a dark night without a flashlight. Carolyn shines thespotlight right on every trouble spot. I'm putting it on our'must-read' list."
—Dan Barnett, CFO, enSphere, LLC
Praise for Mortgage Rip-Offs and Money Savers
Carolyn Warren better get a bodyguard. Her new tell-all on the mortgage industry exposes so many of the lending industry's favorite frauds, every loan officer from Seattle to Miami is going to be gunning for her! Mortgage Rip-Offs and Money Savers is like a map that guides you around the carefully camouflaged landmines laid by lenders. And it gives you simple, step-by-step directions for saving tens of thousands of dollars. If you're looking for ways to save a king's ransom on your mortgage and monthly payments, you simply must read this book.
--Clayton Makepeace, founder and President, The Profit Center
Finally someone from inside the mortgage industry has come in from the cold and laid out the 'dirty little secrets' of the home loan business. Read this book and you will be less likely to get fleeced on your next mortgage application.
--Kenneth Harney, Washington Post nationally syndicated real estate columnist
I wish I had read this book before I started investing in real estate. Carolyn Warren has identified all the major dangers amateur real estate investors need to be aware of and provided many useful tips for getting the right price and the best financing.
--Michael Masterson, New York Times bestselling author of Automatic Wealth
Ever wonder if you're paying too much for a home loan? Carolyn Warren spills the beans and shows how lenders make excess profits, how consumer costs are hidden, and what you can do about it. This is a guide well worth reading before searching for a home loan.
--Peter G. Miller, nationally syndicated real estate columnist
Wow! Educational and fun to read! Getting a mortgage without first reading Mortgage Rip-Offs and Money Savers is like going into the forest on a dark night without a flashlight. Carolyn shines the spotlight right on every trouble spot. I'm putting it on our 'must-read' list.
--Dan Barnett, CFO, enSphere, LLC
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