Best's Insurance Reports (Fire and Marine Edition), 1922-1923, Vol. 23: Upon American and Foreign Stock Companies, American Mutual Companies, Reciproc - Hardcover

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Excerpt from Best's Insurance Reports (Fire and Marine Edition), 1922-1923<br/><br/>Under the heading Ratios to Premiums Earned, we show the ratios of losses and expenses incurred and of the net underwriting profit or loss to premiums earned; showing also, under the appropriate heading, the ratios based upon premiums written. Companies in their first year, and companies whose income 'n rapidly increasing, are enabled to show moderate ratios of losses and expenses to premiums written, but the large increase of undischarged liabilities must be taken into account in arriving at the true result of their transactions. Embodied in each report will be found a record of premiums written and losses incurred (with ratios) on miscellaneous classes of business, if any such are written by the company under review. The increasing importance of such miscellaneous classes of business makes this information interest ing and valuable.

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