Capacity to Pay and Farm Financing (Classic Reprint) - Hardcover

Inhaltsangabe

Excerpt from Capacity to Pay and Farm Financing

Sheets in the farm account files of the Department of Agricultural Economics, University of Illinois. These cash incomes refer to the operators, not to the farms operated. For owners, they cover the entire farm income; for part owners or tenants, they cover only the part owner's or tenant's share of the total farm income. In caleu lating these and certain other factors, use was made of the office data sheet shown in the Appendix, page 225.

The tenure of the operator greatly affects the amount of capital needed. Furthermore the source of credit, the type of security given, and the interest charges all affect either the risk created by borrowing or the cost of such borrowing. Consequently in the following discus sion the facts pertaining to these points in the debt situation on the farms are described briefly.

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