Smarter Insurance Solutions (Bloomberg Personal Bookshelf S.) - Hardcover

You are the unpaid manager of your insurance portfolio. If your household is like most, that's 16 percent of your budget. Yet many people do more research to buy a TV than they do to find a great insurance policy. It's easy to let costs soar and to overlook gaps in your coverage that conceal potentially big trouble.
Janet Bamford is a proven expert at simplifying insurance and saving consumers money. Her book strips away the mysteries surrounding this often invisible investment.
Most of us pay more than we have to - either in premiums or when our claims aren't covered - because it's so hard to understand policies issued by multiple providers for auto, health, life, homeowners, disability, and personal-liability insurance. Bamford cuts through the confusion with easy steps that make an insurance overhaul simple and worthwhile.
Smarter Insurance Solutions tells you what questions to ask, what numbers to call, what to do about rising premiums and declining coverage, how to beat the healthcare-cost squeeze, how to collect on a claim, and how you can save from 10 to 40 percent while actually increasing your insurance protection.